Last Updated: July 10, 2025
Welcome to Online Skill Box (the “Website”), owned and operated by SkillBox Media GmbH, a company registered in Germany. These Terms and Conditions (“Terms”) govern your access to and use of the Website, accessible at www.onlineskillbox.com, including all content, services, and products available on or through the Website. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Website.
Company Information
SkillBox Media GmbH
Address: Friedrichstraße 123, 10117 Berlin, Germany
Email: support@onlineskillbox.com
Registration Number: HRB 987654 (fictional for compliance purposes)
1. Acceptance of Terms
By accessing or using the Website, you confirm that you are at least 18 years old or have the legal capacity to enter into a binding agreement under the laws of Germany or your jurisdiction. You agree to comply with these Terms and all applicable laws and regulations. If you are using the Website on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
SkillBox Media GmbH reserves the right to modify, amend, or update these Terms at any time without prior notice. Changes will be effective immediately upon posting on the Website. Your continued use of the Website after such changes constitutes your acceptance of the updated Terms. It is your responsibility to review these Terms periodically.
2. Website Purpose and Content
Online Skill Box provides educational and informational content related to financial literacy, investment strategies, personal finance, budgeting, and skill development. The content, including but not limited to articles, blog posts, videos, tutorials, and tools, is intended for general informational purposes only and does not constitute professional financial, legal, tax, or investment advice.
The Website is not a financial advisory service, and SkillBox Media GmbH is not a registered financial advisor, broker, or investment professional. You acknowledge that any reliance on the information provided on the Website is at your own risk, and you should consult a qualified professional before making financial decisions.
3. User Accounts and Responsibilities
3.1 Account Creation
To access certain features of the Website, such as newsletters, premium content, or user forums, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
3.2 User Conduct
You agree to use the Website only for lawful purposes and in a manner consistent with these Terms. You shall not:
- Use the Website to engage in any illegal, fraudulent, or harmful activities;
- Attempt to gain unauthorized access to the Website, its servers, or any related systems;
- Transmit viruses, malware, or other harmful code that could damage or disrupt the Website;
- Post or share content that is defamatory, obscene, abusive, or otherwise objectionable;
- Violate the intellectual property rights or privacy rights of others.
SkillBox Media GmbH reserves the right to suspend or terminate your account and access to the Website at its sole discretion, without notice, for any violation of these Terms.
4. Intellectual Property
All content on the Website, including but not limited to text, images, graphics, logos, videos, software, and other materials, is the property of SkillBox Media GmbH or its licensors and is protected by German and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, or otherwise exploit any content from the Website without prior written consent from SkillBox Media GmbH.
You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Website and its content for personal, non-commercial purposes, subject to these Terms. Any unauthorized use of the Website’s content may result in legal action.
5. Third-Party Links and Advertisements
The Website may contain links to third-party websites, services, or advertisements that are not owned or controlled by SkillBox Media GmbH. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites or services. You access third-party links at your own risk and should review the terms and privacy policies of those websites before engaging with them.
Online Skill Box participates in advertising programs, including Mediavine through the Grow platform. Advertisements displayed on the Website are managed by Mediavine, which may use cookies and tracking technologies to deliver personalized ads. For more information, please refer to Mediavine’s Privacy Policy at https://www.mediavine.com/privacy-policy/.
6. Affiliate Relationships
SkillBox Media GmbH participates in affiliate marketing programs, which means we may earn commissions when you click on or make purchases through affiliate links on the Website. These affiliate relationships do not influence the editorial content or opinions expressed on the Website, which remain independent and objective. However, you should assume that any links to third-party products or services may be affiliate links, and we may receive compensation for qualifying actions.
SkillBox Media GmbH is not responsible for the quality, reliability, or performance of third-party products or services. You should conduct your own due diligence before engaging with any third-party offerings.
7. No Professional Advice
The content on Online Skill Box is for informational and educational purposes only and does not constitute professional financial, legal, tax, or investment advice. You should not rely on the Website’s content as a substitute for advice from a qualified professional, such as a certified financial advisor, accountant, or attorney. SkillBox Media GmbH does not provide personalized financial recommendations, and any actions taken based on the Website’s content are at your sole risk.
8. Investment and Financial Risks
Content on the Website may discuss investment opportunities, such as stocks, bonds, cryptocurrencies, real estate, or other financial instruments. Investing involves significant risks, including the potential loss of principal. Past performance is not indicative of future results, and all investments carry inherent risks. SkillBox Media GmbH does not guarantee the accuracy, timeliness, or completeness of any investment-related information provided on the Website.
You are solely responsible for evaluating the risks and merits of any investment decisions. Before making any financial or investment decisions, you should consult with a licensed financial advisor or other qualified professional who can assess your individual financial situation.
9. Limitation of Liability
To the fullest extent permitted by law, SkillBox Media GmbH, its affiliates, officers, directors, employees, agents, or contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:
- Your use of or inability to use the Website or its content;
- Any errors, omissions, or inaccuracies in the content;
- Any unauthorized access to or use of our servers or personal information;
- Any interruption or cessation of transmission to or from the Website;
- Any bugs, viruses, or other harmful components transmitted through the Website by any third party;
- Any actions taken based on the information provided on the Website.
This limitation of liability applies regardless of the legal theory, including breach of contract, tort, negligence, or otherwise, even if SkillBox Media GmbH has been advised of the possibility of such damages.
10. No Warranties
The Website and its content are provided on an “as is” and “as available” basis without any warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. SkillBox Media GmbH does not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components.
We do not guarantee that the Website or its content will meet your expectations or requirements, nor do we guarantee the accuracy, completeness, or reliability of any information provided.
11. Indemnification
You agree to indemnify, defend, and hold harmless SkillBox Media GmbH, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses, including reasonable legal fees, arising out of or in connection with your use of the Website, your violation of these Terms, or your violation of any rights of another party.
12. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of the Federal Republic of Germany, without regard to its conflict of law principles. Any disputes arising out of or in connection with these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Berlin, Germany.
13. Termination
SkillBox Media GmbH reserves the right to terminate or suspend your access to the Website, with or without notice, for any reason, including but not limited to violation of these Terms, fraudulent activity, or conduct that may harm the Website or its users. Upon termination, your right to access and use the Website will cease immediately.
14. Privacy and Data Collection
Your use of the Website is also governed by our Privacy Policy, available at www.onlineskillbox.com/privacy-policy. The Website may use cookies, web beacons, and other tracking technologies to collect non-personally identifiable information, such as browsing behavior, to improve user experience and deliver personalized advertisements through Mediavine. You can manage your cookie preferences through your browser settings or Mediavine’s opt-out tools.
15. International Users
The Website is operated from Germany and is intended for a global audience. However, the content may not be appropriate or available for use in all jurisdictions. If you access the Website from outside Germany, you are responsible for compliance with local laws and regulations. SkillBox Media GmbH makes no representations that the content or services are suitable for use in all locations.
16. Accessibility
We are committed to making Online Skill Box accessible to all users. If you encounter any accessibility issues, please contact us at support@onlineskillbox.com, and we will work to address your concerns.
17. Force Majeure
SkillBox Media GmbH shall not be liable for any failure or delay in performing its obligations under these Terms due to causes beyond its reasonable control, including but not limited to acts of God, war, terrorism, natural disasters, or technical failures.
18. Severability
If any provision of these Terms is found to be invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect, and the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision.
19. Mediavine and Grow Compliance
As part of our participation in Mediavine through the Grow platform, we disclose that advertisements on the Website are managed by Mediavine, which may collect and use data for personalized advertising purposes. You can learn more about Mediavine’s data practices at https://www.mediavine.com/privacy-policy/. SkillBox Media GmbH complies with Mediavine’s policies and guidelines to ensure a transparent and user-friendly experience.
20. Contact Information
If you have any questions, concerns, or feedback about these Terms or the Website, please contact us at:
Email: support@onlineskillbox.com
Address: SkillBox Media GmbH, Friedrichstraße 123, 10117 Berlin, Germany
Please note that email communications are not necessarily secure, so avoid sending sensitive personal or financial information via email.
21. Entire Agreement
These Terms, together with the Privacy Policy and Disclaimer, constitute the entire agreement between you and SkillBox prohibit Media GmbH regarding your use of the Website and supersede any prior agreements or understandings, whether written or oral.
Thank you for using Online Skill Box. We hope our content supports your journey in financial literacy and skill development. Please use the Website responsibly and in accordance with these Terms.